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  2. Time preference - Wikipedia

    en.wikipedia.org/wiki/Time_preference

    Temporal discounting (also known as delay discounting, time discounting) [12] is the tendency of people to discount rewards as they approach a temporal horizon in the future or the past (i.e., become so distant in time that they cease to be valuable or to have addictive effects). To put it another way, it is a tendency to give greater value to ...

  3. Hyperbolic discounting - Wikipedia

    en.wikipedia.org/wiki/Hyperbolic_discounting

    Given two similar rewards, humans show a preference for one that arrives in a more prompt timeframe. Humans are said to discount the value of the later reward, by a factor that increases with the length of the delay. In the financial world, this process is normally modeled in the form of exponential discounting, a time-consistent model of ...

  4. Social discount rate - Wikipedia

    en.wikipedia.org/wiki/Social_discount_rate

    The pragmatic factor usually results in a "pure time preference" factor in the social discount rate, that a pleasurable experience at a certain date is intrinsically more valuable than the exact same experience at a later date, and that the life of a person born sooner has more intrinsic value than the life of a person born later.

  5. Discounted utility - Wikipedia

    en.wikipedia.org/wiki/Discounted_utility

    It is calculated as the present discounted value of future utility, and for people with time preference for sooner rather than later gratification, it is less than the future utility. The utility of an event x occurring at future time t under utility function u, discounted back to the present (time 0) using discount factor β, is

  6. Gen Z is rejecting Boomer work rules in 5 key ways that will ...

    www.aol.com/finance/gen-z-rejecting-boomer-rules...

    Gen Z is engaging in five behavior trends that are contrary to baby boomer’s way of work: including “cheating,” wearing comfortable clothes, prioritizing mental well-being, setting work-life ...

  7. Dynamic inconsistency - Wikipedia

    en.wikipedia.org/wiki/Dynamic_inconsistency

    Exponential discounting yields time-consistent preferences. Exponential discounting and, more generally, time-consistent preferences are often assumed in rational choice theory, since they imply that all of a decision-maker's selves will agree with the choices made by each self. Any decision that the individual makes for himself in advance will ...

  8. Present bias - Wikipedia

    en.wikipedia.org/wiki/Present_bias

    The term of present bias was coined in the second half of the 20th century. In the 1930s economic research started investigating time preferences. The findings led to the model of exponential discounting, thus time consistent discounting. However, later research led to the conclusion that time preferences were indeed not consistent, but ...

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