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No, it's not possible to send money if you only have the account number. While account numbers help identify specific accounts within the bank, routing numbers are required to direct the money to ...
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The deposit account is a liability of the bank and an asset of the depositor (the account holder). On the other hand, a bank can lend some or all of the money it has on deposit to third parties. Such accounts, generally called loan or credit accounts, are subject to similar but reverse principles of a deposit account.
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