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If someone opens a credit card in your name, you need to take steps to protect your finances immediately. Start by calling the credit card issuer associated with the account and freezing your card.
Key takeaways. Because people under age 18 can’t open their own credit cards, you can’t technically open a whole new credit card in your child’s name — but you can still add them to yours.
Let’s say, for example, that your mother secretly opened a credit card in your name and racked up $1,100 in charges. She’s left you in a bind, so you lean on your loving aunt to help pay off ...
Credit card fraud can occur when unauthorized users gain access to an individual's credit card information in order to make purchases, other transactions, or open new accounts. A few examples of credit card fraud include account takeover fraud, new account fraud, cloned cards, and cards-not-present schemes.
In July 2022, the CFPB fined U.S. Bank $37.5 million for illegally accessing its customers’ credit reports to open savings accounts, credit cards and lines of credit without customers’ consent.
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