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  2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

    www.aol.com/finance/9-free-easy-budget-templates...

    2. Mint’s Simple Budget Template. Where to get it: Mint. Although Mint also offers more complex budgeting template options, this simple one lives up to its name. It’s perfect for beginning ...

  3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

    www.aol.com/6-free-budget-templates-excel...

    6 Free Budget Template Spreadsheets There are many fish in the sea, and we promise there’s a budget spreadsheet out there for you. Here are our picks based on budgeting personality types one ...

  4. 4. No-budget budget: Best for freedom and flexibility. The no-budget budget is a simplified, no-frills budgeting method that focuses on the two key metrics: your monthly income and your monthly ...

  5. Capital improvement plan - Wikipedia

    en.wikipedia.org/wiki/Capital_Improvement_Plan

    A capital improvement plan (CIP), or capital improvement program, is a short-range plan, usually four to ten years, that identifies capital projects and equipment purchases, provides a planning schedule and identifies options for financing the plan.

  6. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    In the pay yourself first budget people first save at least 20% of their net income, and then freely spend the remaining 80%. They can also choose a 70/30, 60/40, or 50/50 budget for more savings. The most important part of this method is to put one's savings apart before spending on anything else. [5]

  7. Public budgeting - Wikipedia

    en.wikipedia.org/wiki/Public_budgeting

    Budget Formulation: In this step, the finance department reviews past performance, sets goals for the future, and reconciles any differences between revenue projections and expected expenses. The department then creates a draft budget, which is reviewed and revised as needed.