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The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.
The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]
The following is a list of actions conducted by Barack Obama's administration as part of the We Can't Wait program, along with the brief description, and the date issued. Expanded eligibility for the Home Affordable Refinance Program (HARP) (October 24, 2011)—allows any homeowner with a mortgage owned or guaranteed by Fannie Mae or Freddie ...
Like any other refinancing, with the streamline refinance you take out a new mortgage and pay off your current mortgage loan. But the process of applying is simpler than with a standard refinance ...
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