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  2. These home insurance companies denied the most claims - AOL

    www.aol.com/home-insurance-companies-denied-most...

    In 2023, three of California’s major home insurance companies denied claims at a higher rate than what was seen in other parts of the U.S., a new report found. Questions have swirled about the ...

  3. What happens when your home insurance lapses - AOL

    www.aol.com/finance/happens-home-insurance...

    It could be days or weeks, but the risk is the same; if something happens during the lapse period, you will not have any financial protection from homeowners insurance and will have to pay the ...

  4. When and how to fight a denied homeowners insurance claim - AOL

    www.aol.com/finance/fight-denied-homeowners...

    Term. Meaning. Appraisal. An appraisal is a detailed assessment of either the property or property damage. An appraisal is written by an adjuster to estimate the amount of damage from a loss.

  5. When to file a home insurance claim and how to do it - AOL

    www.aol.com/finance/file-home-insurance-claim...

    When not to file a home insurance claim. ... and therefore may have a negative impact on the premiums you will pay in the future. Filing a homeowners insurance claim is not a “nothing to lose ...

  6. What to do if your homeowners insurance is canceled - AOL

    www.aol.com/finance/homeowners-insurance...

    Key takeaways. Homeowners insurance policies can be canceled or nonrenewed for lapses in payment, changes in underwriting criteria, the condition of the home or property and more.

  7. They lost their insurance. Then their homes burned - AOL

    www.aol.com/lost-insurance-then-homes-burned...

    In a statement, Allstate said the company “paused the sale of homeowners insurance policies for new customers in 2022. We continue to offer coverage to most existing homeowners insurance ...

  8. Does your homeowners insurance go up after a claim? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Claims: Rates were calculated based on the following insurance claims assigned to our homeowners: “fire ($80,000 in losses), liability ($31,000 in losses), theft ($5,000 in losses) and wind ...

  9. Filing a home insurance claim - AOL

    www.aol.com/finance/filing-home-insurance-claim...

    Homeowners insurance term. Definition. Actual cash value (ACV) Actual cash value is an item’s worth after depreciation. Replacement cost value (RCV)

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