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Bankrate teaches you the ins and outs of California’s car insurance laws. ... However, even though the other driver is paying you 80%, they can also claim 20% from you.
When it comes to insurance, California hit-and-run laws differ from other states. Specifically, drivers can’t use uninsured motorist insurance to pay for damage to their vehicle if they can’t ...
For the first time in over five decades California is increasing its minimum auto insurance requirements this year, but the change isn't expected to burn a hole in every driver's wallet. In 2022 ...
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
According to the California Insurance Commissioner, Proposition 103 "has saved consumers billions" since being implemented, specifically a $4.29 billion per year dividend. [7] It also claims "Californians spent 0.3% less on auto insurance in 2010 than they spent in 1989, while the nation spent 43.3% more".
For automobile accidents in California, a plaintiff must show proof of financial responsibility (California Vehicle Code sections 16000-16078) to claim economical and non-economical damages. [38] Proving the minimum financial responsibility means that a person must be insured by the state's minimum coverage of insurance, which in some cases may ...