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Budgeting tools and teaching financial responsibility for to young adults. More than 8 in 10 people surveyed reported they track their monthly income and expenses, according to a 2023 Debt.com survey.
Understanding financial literacy and having suitable types of insurance can help young adults protect their assets and future earnings, which is an essential step in becoming financially independent.
Getting out of debt, saving money and even building wealth aren’t impossible for Gen Z, but experts say it takes a strategic approach.
Lesley-Anne Scorgie is a Canadian author, speaker [1] and personal finance consultant based in Calgary, Alberta. [2] She published her first book titled Rich by Thirty: A Young Adult’s Guide to Financial Success in 2007 followed by a second book in 2010.
In comparison, 28% of adults thought that personal finance is difficult because of the vast amount of online information. As of 2015, 17 out of 50 states in the United States require high school students to study personal finance before graduation. [25] [26] The effectiveness of financial education on general audience is controversial. For ...
"Financial literacy is the knowledge and understanding of financial concepts and risks, and the skills, motivation and confidence to apply such knowledge and understanding in order to make effective decisions across a range of financial contexts, to improve the financial well-being of individuals and society, and to enable participation in ...