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The office of the insurance commissioner may be part of a larger regulatory agency, or an autonomous department. Insurance law and regulation is established individually by each state. In order to better coordinate insurance regulation among the states and territories, insurance commissioners are members of the National Association of Insurance ...
The NAIC is not a regulator; while its members are the insurance commissioners (i.e., the chief insurance regulators) of each U.S. state and six territories, [1] the NAIC is a non-governmental organization that concerns itself with insurance regulatory matters but does not actually regulate. The states have not delegated their regulatory ...
In 1850, New Hampshire was the first state to appoint an insurance commissioner. In 1852, Massachusetts appointed a commission, and California, Connecticut, Indiana, Missouri, New York, and Vermont established a separate insurance department or vested the power to regulate insurance in an existing agency.
The first state commissioner of insurance was appointed in New Hampshire in 1851 and the state-based insurance regulatory system grew as quickly as the insurance industry itself. [4] Prior to this period, insurance was primarily regulated by corporate charter, state statutory law and de facto regulation by the courts in judicial decisions.
The Missouri Employers Mutual Insurance Company was created in 1993 "as an independent public corporation for the purpose of insuring Missouri employers against liability for workers' compensation, occupational disease and employers' liability coverage." [2] In 2012 a bill was filed over MEM's tax exempt status as a state sponsored entity. [3]
The Department of Health and Senior Services is responsible for managing and promoting all public health programs to improve life and wellness for Missourians. [1] They are responsible for maintaining programs to control and prevent disease; regulation and licensure of health and child care facilities; and programs designed to create safeguards and health resources for seniors and the state's ...
The Missouri Attorney General is the attorney for the state, representing the legal interests of Missouri and its state agencies. As the state's chief legal officer, the attorney general must prosecute or defend all appeals to which the state is a party, including every felony criminal case appealed to the Supreme Court of Missouri and Missouri Court of Appeals.
Insurance Continuing Education are requirements for insurance agents in the United States to maintain their ability to sell different types of insurance products after getting licensed by the state department of insurance (DOI). There is no nationwide accreditation since insurance agents are licensed by individual states.