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The following table indicates your RMD age based on the year you were born if the proposed rule goes into effect. Birth Year. RMD Age. Pre-1949. 70 1/2. 1949-1950. 72. 1951-1959. 73. 1960 or later ...
If you’ve reached age 72, you must take RMDs. Use this table as a guide.
IRA Required Minimum Distribution (RMD) Table for 2023 The age for withdrawing from retirement accounts was increased in 2020 to 72 from 70.5. The SECURE 2.0 Act, though, raised the age for RMDs ...
The 5-year rule does not apply if the decedent died after having started his/her required minimum distributions (generally if he/she died later than April 1 after reaching age 72 [a]). In that case, there is no 5-year rule, and the beneficiary takes distributions over the length of his/her own life expectancy or the remaining life expectancy ...
Required minimum distributions (RMDs) are withdrawals you have to make from most retirement plans (excluding Roth IRAs). ... IRS Uniform Lifetime Table Age Distribution Period in Years 72 27.4 73 ...
Anyone turning 73 in 2025 will have to start taking required minimum distributions. RMDs are typically due by the end of the calendar year. However, your first distribution isn't due until April 1 ...