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2. 8 ways to refinance a mortgage with bad credit - AOL

   www.aol.com/finance/7-ways-refinance-mortgage...

   6. Consider a portfolio refinance loan. Another way to refinance with a low credit score is a portfolio loan. These are loans that the original lender originates and retains instead of selling ...

3. No-doc mortgage: What is it and can you still get one? - AOL

   www.aol.com/finance/no-doc-mortgage-still-one...

   Key takeaways. A no-doc mortgage offers a way to get a home loan without some of the income and employment verification paperwork lenders traditionally require, like W-2s and pay stubs.

4. Looking to refinance your FHA mortgage? Make it easier and ...

   www.aol.com/finance/looking-refinance-fha...

   However, refinancing will generally require an appraisal, credit check, income verification, and many of the same steps you went through with your initial loan.

5. No doc loan - Wikipedia

   en.wikipedia.org/wiki/No_doc_loan

   For this reason most no doc loans are for business purposes or are for investment in something other than residential property. Private money is the main source of no doc loans, often with interest rates charged at 2% to 6% per month (24% to 72% p.a.). Non-conforming lenders focus on the lower risk no doc loans and offer more competitive ...

6. The truth about no-appraisal home equity loans: What ... - AOL

   www.aol.com/finance/what-is-a-no-appraisal-home...

   While interest rates are typically higher than home equity loans — currently averaging 12.32% APR for a 24-month loan but ranging from 6.94% to 35.99% — the approval process is usually faster ...

7. No income, no asset - Wikipedia

   en.wikipedia.org/wiki/No_Income,_No_Asset

   No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan .