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A balance transfer is when you move credit card debt from a card with a high interest rate to one with a lower interest rate—or even a card that offers a 0% APR for an introductory period of time.
The best balance transfer credit cards offer a 0 percent intro APR for up to 21 months on transferred balances. ... Many of the top balance transfer credit cards offer cash back on purchases, ...
Credit card. 0% intro APR offers. Annual fee. Wells Fargo Reflect • Balance transfers ... Similarly, balance transfer credit cards don't always come with a 0% promotional offer for new purchases.
The most important reason to pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start saving ...
A balance transfer can be a valuable tool if you’re struggling with high-interest credit card debt. Many credit card issuers offer balance transfer credit cards with introductory 0 percent APR ...
With the 0 percent APR credit card, you’d save $771.90, even with the 3 percent balance transfer fee factored in. Not only that, but you’d become debt-free three months faster by using the ...