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The Credit People has a streamlined credit repair process and a simple pricing structure. The average client’s credit score increases by 50 to 100 points in 60 days. Here are the main plans:
If you decide to move forward, expect a monthly fee of $50 to $150. Fees vary by credit repair company and the level of services provided. Cancellation policy. Credit repair can take three to six ...
Credit repair companies won’t be able to get legitimate derogatory marks removed from your credit report. Credit counseling helps you create a plan to address your habits and debts.
The US Credit Repair Organizations Act ("CROA") is Title IV of the Consumer Credit Protection Act. Despite its name, it is not actually an act; Section 401 states, however, it can be referred to as "Credit Repair Organizations Act". The statute was signed by President Bill Clinton on September 30, 1996. [1]
Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate.
Credit repair is a $6.5 billion industry that's rife with fraud and scams. While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these are usually ...
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