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Use NerdWallet's free mortgage pre-qualification calculator to see whether you qualify for a home loan, and if so, what amount you can get pre-qualified for.
This loan prequalification calculator uses your preliminary financial data and loan details to estimate your ability to afford a mortgage for your target home purchase price.
Use our mortgage pre-approval calculator to estimate your maximum mortgage amount. Higher mortgage rates means that a bigger percentage of your monthly mortgage payment will go toward interest, not the loan principal. That, in turn, affects how much you will be pre-approved to borrow.
Use Zillow's affordability calculator to estimate a comfortable mortgage amount based on your current budget. Enter details about your income, down payment and monthly debts to determine how much to spend on a house. Home price. Payment. You can afford a house up to$229,813 Based on your income, a house at this price.
Use Bankrate's loan prequalification calculator to determine your ability to qualify for a home or auto loan.
Mortgage pre-qualification is an informal estimate of how much money you can borrow for a home loan. It usually takes just one to three days and can be done online or over the phone. A lender reviews your income, assets, and debts based on self-reported information.
Our mortgage pre-qualification calculator will look at several factors and indicate whether you meet minimum requirements for a home loan as well as tell you the maximum amount you can afford and how much you can be pre-qualified to borrow.
Our calculator estimates what you can afford and what you could get prequalified for. Why? Affordability tells you how ready your budget is to be a homeowner. What you could get prequalified for helps you understand how ready you are to start shopping for a home.
A mortgage preapproval determines how much you can borrow for your mortgage. Here’s what to expect from your lender and how to navigate the preapproval process.
The calculator can be used to do the following: Determine how much you’ll pay per month. Get an idea of how much you’ll end up paying with your estimated prequalified amount and compare it to how much you can afford to pay without any financial strain. This can help you set your homebuying budget.