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Online shopping for Equal monthly payments with Prime Visa and Amazon Visa from a great selection at Credit & Payment Cards Store.
If you're talking about the 12 month payments with no interest and paid directly to Amazon, it will charge the first payment plus tax for the entire financed amount at the time the order ships.
While the Amazon Monthly Payments option is convenient, it may not give you as much time to pay for the purchase as the Equal Pay or Special Financing options do.
The second financing option with the Amazon store card is the special finance promotion. This is a 0% APR special financing option for specified terms. Borrowers can repay within the financing term with no interest.
With Amazon Special Financing, you get a promotional 0% APR for six to 24 months, depending on the size of your purchase. As long as you pay off your purchase in full by the end of the promotional period, you’ll avoid interest charges.
Special Financing: If you make no other purchases, you pay $83.33* per month and your balance is gone in 12 months as long as you don't make any new purchases.
While utilizing an Amazon Equal Pay promotion can spread out the cost of an eligible purchase for up to 12 months, it isn’t currently offering longer installments.
Here's the thing, the 12 month equal pay is easy for me to handle. It only requires me to pay $65 a month and I make $800 a month with little to no expenses outside of monthly subscriptions to chegg and my course books.
Special Financing Offers: No interest if paid in full within 6, 12 or 24 months. Available using Store Card accounts, Secured Card accounts opened prior to January 1, 2021, and Secured Card accounts that have converted to the Store Card features (each, a "Special Financing-Enabled Card account’).
Amazon offers 12-month financing on its store card only. It doesn't provide other financing services for purchases.