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  2. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  3. List of countries by credit rating - Wikipedia

    en.wikipedia.org/wiki/List_of_countries_by...

    Fitch has withdrawn all ratings for Libya because it does not have enough information to maintain coverage of the issuer. [375] Malawi. Mali. Mali was given a credit rating in 2004 as part of a UN development initiative, [376] but the rating was later withdrawn. [377] Marshall Islands. Mauritania.

  4. Kreditech - Wikipedia

    en.wikipedia.org/wiki/Kreditech

    Kreditech used a self-learning algorithm which analyzes big data.It calculated an individual's credit score in seconds using up to 20,000 data points. [4] Kreditech uses location-based information (GPS), social networking information (likes, friends, locations and posts), hardware data (operating system, browser, etc.), online shopping behavior and general online behavior in order to determine ...

  5. Credit rating - Wikipedia

    en.wikipedia.org/wiki/Credit_rating

    A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting. [1] The credit rating represents an evaluation from a credit rating agency of the qualitative and ...

  6. The US government's debt has been downgraded. Here's ... - AOL

    www.aol.com/news/us-governments-debt-downgraded...

    Late Tuesday, Fitch Ratings became the second of the three major credit-rating firms to remove its coveted triple-A assessment of the United States government's credit worthiness, a move that ...

  7. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

  8. Moody's Ratings - Wikipedia

    en.wikipedia.org/wiki/Moody's_Ratings

    Moody's Ratings, previously known as Moody's Investors Service, often referred to as Moody's, is the bond credit rating business of Moody's Corporation, representing the company's traditional line of business and its historical name. Moody's Ratings provides international financial research on bonds issued by commercial and government entities.

  9. Credit rating agency - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agency

    A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely principal and interest payments and the likelihood of default. An agency may rate the creditworthiness of issuers of debt obligations, of debt instruments, [1] and in some cases ...