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  2. Which cards still offer a 21-month intro APR? - AOL

    www.aol.com/finance/cards-still-offer-21-month...

    Transfer $5,000 to the Citi Double Cash® Card, which offers an intro 18 months 0 percent interest on balance transfers (then a 19.24 percent to 29.24 percent variable APR), and you’ll pay about ...

  3. How to choose a balance transfer credit card - AOL

    www.aol.com/finance/choose-balance-transfer...

    Here’s what to know when choosing a balance transfer credit card, including important considerations. 1. Understand how balance transfers work. Don’t stop reading after “0 percent interest ...

  4. What happens when your 0% intro APR period ends? - AOL

    www.aol.com/finance/happens-0-intro-apr-period...

    The difference between 0% APR on purchases vs. balance transfers. ... your card could offer 18 months of zero interest for balance transfers but only 6 months of zero interest for purchases.

  5. What is a balance transfer — and is it a good idea for debt?

    www.aol.com/finance/balance-transfer-good-idea...

    A credit card balance transfer is a popular option for tackling high-interest debt. A balance transfer credit card typically offers a 0 percent intro APR period that allows you to save on interest ...

  6. Balance transfer - Wikipedia

    en.wikipedia.org/wiki/Balance_transfer

    While many credit card issuers offer 0% interest balance transfers, some issuers also charge a transfer fee, which could range from 0–5%. As a result, consumers should evaluate the balance transfer interest rate during the promotional period, the length of the promotional period, and the balance transfer fee when deciding on which balance ...

  7. Credit card interest - Wikipedia

    en.wikipedia.org/wiki/Credit_card_interest

    Many banks offer very low interest, often 0%, for a certain number of statement cycles on certain sub-balances ranging from the entire balance to purchases or balance transfers (used to pay off other accounts), or only for buying certain merchandise in stores owned or contracted with by the lender. [2]

  8. Starting balance. Monthly payments. Months to pay off card. Interest paid. Regular credit card. $5,000. $300. 20. $949. Balance transfer card with fee applied. $5,150

  9. Credit card balance transfer - Wikipedia

    en.wikipedia.org/wiki/Credit_card_balance_transfer

    A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

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