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Penalty type. First offense. Subsequent offenses. Fines. $300 to $1,000. Up to $5,000. License suspension. Up to one year. Two years. NJ MVC surcharge. $100 for license reinstatement
Up to $350. Up to $1,000. Driver’s license surcharge. $250 a year for three years. Additional $250 a year for three years. But a ticket for no insurance in Texas is only the beginning of your ...
As of Jan. 1, 2026, minimum auto insurance coverage in New Jersey will be: $35,000 bodily injury liability per person. $70,000 bodily injury liability per accident. $35,000 uninsured/underinsured ...
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
The minimum age to obtain a restricted driver license in the US varies from 14 years, three months in South Dakota to as high as 17 in New Jersey. In most states, a graduated licensing law applies to newly-licensed teenage drivers, going by names such as Provisional Driver, Junior Operator, Probationary Driver, or Intermediate License. These ...
Uninsured motorist clause. An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.