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  2. FAQ about bank safety and deposit insurance - AOL

    www.aol.com/finance/faq-bank-safety-deposit...

    If you deposit $250,000, and it earns $4,000 in interest, you are insured for only $250,000 if your bank fails. If you deposit $245,000 and accrue $5,000 in interest, you are insured for the ...

  3. 6 best ways to FDIC-insure your excess bank deposits - AOL

    www.aol.com/finance/ways-to-insure-excess-bank...

    6. Look for a bank insured by the Depositors Insurance Fund. The Depositors Insurance Fund (DIF) is a private insurance fund that provides extra deposit insurance coverage for participating ...

  4. How to make sure your bank is FDIC-insured — and what to ...

    www.aol.com/finance/how-to-confirm-bank-fdic...

    While FDIC insurance protects your bank deposits up to $250,000, SIPC insurance safeguards your investment accounts differently. The Securities Investor Protection Corporation (SIPC) provides up ...

  5. What Happens if You Deposit More Than $10,000 in Your Bank ...

    www.aol.com/happens-deposit-more-10-000...

    When you make deposits at an FDIC-insured bank, your money is insured up to $250,000 per depositor, per ownership category. (Joint accounts are insured up to $500,000.)

  6. Deposit insurance - Wikipedia

    en.wikipedia.org/wiki/Deposit_insurance

    Deposit insurance or deposit protection is a measure implemented in many countries to protect bank depositors, in full or in part, from losses caused by a bank's inability to pay its debts when due. Deposit insurance systems are one component of a financial system safety net that promotes financial stability.

  7. Deposit account - Wikipedia

    en.wikipedia.org/wiki/Deposit_account

    For example, if a bank in the United States makes a loan to a customer by depositing the loan proceeds in that customer's checking account, the bank typically records this event by debiting an asset account on the bank's books (called loans receivable or some similar name) and credits the deposit liability or checking account of the customer on ...