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  2. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    HO-8 policies: The HO-8 home insurance policy is designed specifically for historic homes or older ones that are more challenging to replace. This may be because the homes have to meet historical ...

  3. Does homeowners insurance cover renovations? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Vacant home insurance: Standard policies do not typically provide coverage for vacant homes, so if you’re living elsewhere during renovations, you may need this endorsement.

  4. Homeowners choose minimal insurance due to rising rates ... - AOL

    www.aol.com/finance/homeowners-choose-minimal...

    Say the property is insured for $150,000 but the actual cost to rebuild in today’s market is $250,000. The homeowners would face a staggering $100,000 out-of-pocket gap.

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...

  6. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

  7. Lost, mislaid, and abandoned property - Wikipedia

    en.wikipedia.org/wiki/Lost,_mislaid,_and...

    Abandoned property generally becomes the property of whoever should find it and take possession of it first, although some states have enacted statutes under which certain kinds of abandoned property – usually cars, wrecked ships and wrecked aircraft – escheat, meaning that they become the property of the state. [11] In the United States ...

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