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2. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

   www.aol.com/finance/6-free-budget-templates...

   Whether you use Microsoft Office Excel, Google Sheets or Apple Numbers, there’s a free spreadsheet for you. These budgeting templates will give you a head start from simple monthly and yearly ...

3. 9 best budgeting apps for 2025: $0 and low-cost ways to track ...

   www.aol.com/finance/best-budgeting-apps...

   To save you time, we analyzed 15 of the most popular budgeting apps available on Google Play and the App Store, comparing a range of benefits, features and costs to find the best options for ...

4. Betting pool - Wikipedia

   en.wikipedia.org/wiki/Betting_pool

   A betting pool, syndicate, sports lottery, sweep, or office pool if done at work, is a form of gambling, specifically a variant of parimutuel betting influenced by lotteries, where gamblers pay a fixed price into a pool (from which taxes and a house "take" or "vig" are removed), and then make a selection on an outcome, usually related to sport.

5. Arbitrage betting - Wikipedia

   en.wikipedia.org/wiki/Arbitrage_betting

   Arbitrage betting involves relatively large sums of money, given that 98% of arbitrage opportunities return less than 1.2%. [2] The practice is sometimes detected by bookmakers, who often hold an unfavorable view of it, [3] and in the past this could result in half of an arbitrage bet being canceled, or in extreme cases, even the closure of the bettor's account.

6. Parimutuel betting - Wikipedia

   en.wikipedia.org/wiki/Parimutuel_betting

   Parimutuel betting, or pool betting, is a betting system in which all bets of a particular type are placed together in a pool; taxes and the house-take, or vigorish, are deducted, and payoff odds are calculated by sharing the pool among all winning bets.

7. Tote board - Wikipedia

   en.wikipedia.org/wiki/Tote_board

   The term automatic refers to the fact that the bets were automatically summed and a ticket issued when a bet was registered on the issuing machines, and it provided a safe and virtually fraud-free method of betting, replacing the earlier jam-pot totes, which used either paper transactions or some method of counting bets like steel ball bearings ...