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  2. How to protect yourself from debt relief and credit scams - AOL

    www.aol.com/finance/debt-relief-credit-scams...

    Freedom Debt Relief: Since 2002, Freedom Debt Relief has helped resolve over $18 billion in debt. With more than 1,600 employees and over 300 dedicated customer service representatives, Freedom ...

  3. 5 Warning Signs of a Debt Relief Scam - AOL

    www.aol.com/finance/5-warning-signs-debt-relief...

    The combination of a global pandemic and soaring inflation has left many Americans with mountains of debt. The total household debt in the U.S. rose by $351 billion (2.2%) to reach $16.51 trillion ...

  4. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Claim your reports online, then review them carefully to see if the debt is listed. Familiarize yourself with the FDCPA . This law prohibits deceptive or abusive practices by debt collectors.

  5. Consumer Financial Protection Bureau - Wikipedia

    en.wikipedia.org/wiki/Consumer_Financial...

    The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...

  6. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Certification: Any debt relief company should be backed by the National Foundation for Credit Counseling and the Financial Counseling Association of America. If the company lacks these ...

  7. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    The NCR is also tasked with the registration of credit providers, credit bureau and debt counsellors; and with the enforcement of compliance with the Act. Debt Counseling was introduced and enforced in 2007. This enabled over-indebted consumers to seek relief in accordance to the National Credit Act (NCA).

  8. Debt Issues Top List of Consumer Complaints - AOL

    www.aol.com/news/2011-03-03-debt-issues-top-list...

    Consumer debt and identity theft generated the lion's share of more than 27,000 complaints to the Illinois Consumer Protection Division in 2010, Attorney General Lisa Madigan announced today.

  9. Forum (alternative dispute resolution) - Wikipedia

    en.wikipedia.org/wiki/Forum_(alternative_dispute...

    As of 2008, the National Arbitration Forum administered over 200,000 cases a year, most of which were consumer debt collection cases. [1] In 2009, the National Arbitration Forum ceased administration of new consumer arbitrations as part of a consent decree with the Attorney General of Minnesota Lori Swanson concerning the NAF's ties with debt ...