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  2. How to save for a home down payment when rates are falling - AOL

    www.aol.com/finance/save-home-down-payment-rates...

    You’ll need to meet the program’s qualifications, and you must typically finance the home with a 30-year, fixed-rate mortgage to receive down payment assistance.

  3. Down payment assistance: How it works and how to get it - AOL

    www.aol.com/finance/mortgage-down-payment...

    Virtually every down payment program requires you to qualify for a 30-year, fixed-rate first mortgage to buy the home. Some programs can only be used with one type of mortgage, such as government ...

  4. Do you need a down payment to refinance your mortgage? - AOL

    www.aol.com/finance/down-payment-refinance...

    You don’t need a down payment to refinance, but you’ll likely have to come up with cash for closing costs. ... if the mortgage rate on a $150,000 refinance would normally be 7 percent, paying ...

  5. HFA loans: Everything you need to know - AOL

    www.aol.com/finance/hfa-loans-everything-know...

    Low down payment requirement and closing costs: With an HFA loan, you can put down as little as 3 percent. Closing and upfront fees tend to be low. Closing and upfront fees tend to be low.

  6. How to get the best refinance rate on your mortgage - AOL

    www.aol.com/finance/best-refinance-rate-mortgage...

    A homeowner who gets a mortgage on a $250,000 home with a 4 percent interest rate for 30 years and a 10 percent down payment pays $1,195 a month, while a 20 percent down payment brings that down ...

  7. FHA closing costs: What they are and how much you’ll pay - AOL

    www.aol.com/finance/fha-closing-costs-much-ll...

    Key takeaways. FHA loans come with closing costs, typically 2 percent to 6 percent of a home’s purchase price. These costs are above and beyond the FHA loan 3.5 percent down payment requirement.

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