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Image source: Getty Images. Easier access to workplace retirement plans. Part-time workers will now have an easier time contributing to their employers' 401(k) plans, thanks to a provision in the ...
Instant access to your MyBenefits plan features. Get live expert help with your AOL needs—from email and passwords, technical questions, mobile email and more.
Traditional 401(k) plans are employer-sponsored retirement plans, which means they are only available to employees of a company that has signed up to use a 401(k) service as an employee benefit.
Familiarize yourself with what's inside your personalized AOL MyBenefits page so you can take advantage of all your benefits. You'll see a list of all the benefits you are eligible for, along with the following information. • Benefit Name • Benefit description • Read More Details or Learn More • Activation button
The gist of it: ERISA was created to protect workers by overseeing retirement accounts like traditional pension plans and, eventually, 401(k) and most 403(b) plans, but it only safeguards some of us.
The benefit (vs. a normally taxed account) of the Roth account is from permanently tax-free profits that would normally be taxed in a normal account. The net benefit of the traditional account is the sum of (1) the same benefit as from the Roth account from the permanently tax-free profits on after-tax saving, (2) a possible bonus (or penalty ...