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Single-car accidents. ... PIP pays for your own medical expenses and damages regardless of who is at fault in the accident. Currently, 12 states are no-fault states and mandate PIP coverage ...
If you’re involved in an accident but not at fault and do not have car insurance, the other party generally needs to compensate you for your losses. However, without mandatory insurance, you ...
In the dozen or so states with mandatory no-fault car insurance laws, fault is not the central factor in determining who pays for the damages that result from a car accident. In a no-fault car ...
In the event of a not-at-fault accident, meaning an accident you did not cause, the claim will be handled based on the state’s fault laws. ... When it comes to car accidents, it is not always ...
However, if another driver was involved in an accident that totaled your car, the company that pays out the claim depends on your insurance policy and state law regarding fault. It might help to ...
You’re in a not-at-fault accident, and the other driver was uninsured. You incur $25,000 worth of medical bills and carry $25,000/$50,000 in uninsured motorist coverage.
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