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  2. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    Single-car accidents. ... PIP pays for your own medical expenses and damages regardless of who is at fault in the accident. Currently, 12 states are no-fault states and mandate PIP coverage ...

  3. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    If you’re involved in an accident but not at fault and do not have car insurance, the other party generally needs to compensate you for your losses. However, without mandatory insurance, you ...

  4. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    In the dozen or so states with mandatory no-fault car insurance laws, fault is not the central factor in determining who pays for the damages that result from a car accident. In a no-fault car ...

  5. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    In the event of a not-at-fault accident, meaning an accident you did not cause, the claim will be handled based on the state’s fault laws. ... When it comes to car accidents, it is not always ...

  6. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    However, if another driver was involved in an accident that totaled your car, the company that pays out the claim depends on your insurance policy and state law regarding fault. It might help to ...

  7. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    You’re in a not-at-fault accident, and the other driver was uninsured. You incur $25,000 worth of medical bills and carry $25,000/$50,000 in uninsured motorist coverage.

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