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The insurance company argued that its right of subrogation was diminished by the fact that the vehicle in question was a stolen vehicle when the insurance policy was taken out: The insured had no title to the vehicle, so the insurance company could not sue a negligent third party, in terms of its right of subrogation, for the full costs of ...
Mortgage life insurance insures a loan secured by real property and usually features a level premium amount for a declining policy face value because what is insured is the principal and interest outstanding on a mortgage that is constantly being reduced by mortgage payments. The face amount of the policy is always the amount of the principal ...
SA Home Loans is a mortgage finance company and mortgage insurance provider [1] in South Africa. It was founded in February 1999 and is headquartered in uMhlanga, South Africa near the city of Durban. [2] Its services cover origination and credit approval through to registration and ongoing loan servicing. [3] [citation needed]
Expired or lapsed policies: If your life insurance policy is no longer active when you pass away, your beneficiary will not receive the death benefit. Term life insurance, for example, covers you ...
Whole life insurance: Whole life insurance is a type of permanent life insurance that provides lifetime protection as long as you continue to pay the premium, with fixed premiums and cash value ...
MiWay Insurance is the first South African-based direct insurance company to offer the purchase and administration of short-term insurance policies online. [1] MiWay was launched in 2008 as an initiative between Santam , Sanlam and PSG.
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