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  2. Is no credit better than bad credit? - AOL

    www.aol.com/finance/no-credit-better-bad-credit...

    People with very poor credit have a VantageScore between 300 to 499, people with poor credit have a score between 500 to 600, people with fair credit have scores between 601 to 660 and good credit ...

  3. What do lenders look for beyond your credit score?

    www.aol.com/finance/lenders-look-beyond-credit...

    This is especially useful if you have limited credit history or a bad credit score. If you sign the loan with someone in a better financial situation, the lender may give you a better interest ...

  4. Struggling with bad credit? How the Trump administration ...

    www.aol.com/finance/struggling-bad-credit-trump...

    Struggling with bad credit can make it seem difficult to achieve your financial goals. After all, having a poor credit score can make it much harder to qualify for loans or refinance existing debt ...

  5. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [18]

  6. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Health. Health. Fitness. Medicare. ... A soft inquiry does not affect your credit score in any way. When a lender performs a soft inquiry on your credit file, the inquiry might appear on your ...

  7. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Key takeaways. A bad credit loan is a type of personal loan that caters to borrowers with credit scores below 670. If handled properly, bad credit loans can boost your credit score by adding to ...