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  2. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    An unsecured personal loan doesn’t require collateral to get approved. Qualifying is based on your credit score and income. Because of this, you’ll typically need good or excellent credit to ...

  3. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Unsecured personal loans don’t require collateral to get approved. If you cannot repay an unsecured loan according to the agreed-upon terms with your lender, you’ll face significant financial ...

  4. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Secured vs. unsecured loans. The vast majority of personal loans are unsecured — which means they don’t require any collateral. You apply for the loan, and the lender reviews your application ...

  5. What is an unsecured loan? - AOL

    www.aol.com/finance/unsecured-loan-204331407.html

    Unsecured loans are debt products that do not require collateral but may come with higher interest rates and stricter credit requirements. There are various unsecured loans, including personal ...

  6. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    PNC Bank is a brick-and-mortar financial institution offering unsecured personal loans with minimal fees and competitive rates. ... Credit union loanSome credit unions offer small-dollar emergency ...

  7. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    Most personal loan lenders offer unsecured loans, which means collateral isn’t required. Because of this, personal loans tend to have higher interest rates than secured options, like mortgages ...

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