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  2. I'm Over 70. What's Stopping Me From Cashing Out My IRA? - AOL

    www.aol.com/finance/im-over-70-rules-cashing...

    As you age, the rules for withdrawing money from your IRA change. For many years, retirees had to start withdrawing money after age 70 1/2. Under new rules, you must start taking required minimum ...

  3. We’re in our 70s, retired, with $450K in IRAs, $400K in home ...

    www.aol.com/finance/70s-retired-450k-iras-400k...

    The two of you have just received a $200,000 windfall and you’re trying to figure out the best course of action with this money. ... Investing a $200,000 windfall gives you the opportunity to ...

  4. Worried about outliving your savings? 5 retirement withdrawal ...

    www.aol.com/finance/maximizing-returns-from...

    The 4% rule was designed to help retirees make regular withdrawals without running out of money. The 4% rule says to take out 4% of your tax-deferred accounts — like your 401(k) — in your ...

  5. I just turned 73 so I need to start taking distributions from ...

    www.aol.com/finance/just-turned-73-start-taking...

    To ensure you actually make withdrawals — and don't just let your money sit in your account forever — the government requires you to start taking some money out when you reach the age of 73 ...

  6. 8 ways to take penalty-free withdrawals from your IRA or 401(k)

    www.aol.com/finance/8-ways-penalty-free...

    Here are the ways to take penalty-free withdrawals from your IRA or 401(k) 1. Unreimbursed medical bills ... Though you may take money out of your 401(k) to use as a down payment, expect to pay a ...

  7. 7 key IRA withdrawal dates for taxpayers: How to take ... - AOL

    www.aol.com/finance/7-key-ira-withdrawal-dates...

    While the deadline for taking your first RMD for a traditional IRA is April 1 of the year after you turn 73, all other RMDs must be taken by December 31 based on the ending balance of the year before.

  8. What is a required minimum distribution (RMD)? - AOL

    www.aol.com/finance/required-minimum...

    A required minimum distribution, or RMD, is the amount of money that the IRS requires you to withdraw annually from certain retirement plans the year after you turn 73 years old.

  9. Ask an Advisor: I'm 70 With $1.4 Million in Retirement ... - AOL

    www.aol.com/finance/ask-advisor-im-70-1...

    I am 70 and I have $1.4 million in traditional IRAs. Is it best to do $160,000 in Roth conversions for the next 1-3 years to reduce my high RMDs in about 5-10 years? That would put me in the 24% ...

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