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2. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Starting loan balance. Monthly payment. Paid toward principal. Paid toward interest. New loan balance. Month 1. $20,000. $387. $287. $100. $19,713. Month 2. $19,713. $387

3. What is a debt consolidation loan — and can it help you lower ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

4. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   You’d have just one monthly payment to manage instead of three.Here’s how a debt consolidation loan can help you save on interest costs. Card 1 has a balance of $5,000 with an APR of 20 percent.

5. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   In the case of a debt consolidation loan, that monthly payment will be fixed. But keep in mind that it will include added interest. Learn more: Bankrate's debt consolidation calculator

6. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   When offered a debt consolidation loan with a lower rate than your original debts, you could save a significant chunk of change due to the decreased rates. ... if your APR is 16% on your credit ...

7. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data , the average personal loan currently has an interest rate of around 12 percent.