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  2. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    Car title loans are a convenient way to get fast cash if you own your vehicle outright. ... you will generally need to own your car outright to obtain a loan. (Note: 12 states offer these loans ...

  3. Title loan - Wikipedia

    en.wikipedia.org/wiki/Title_loan

    A title loan (also known as a car title loan) is a type of secured loan where borrowers can use their vehicle title as collateral. [1] Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. [ 2 ]

  4. Mortgage law - Wikipedia

    en.wikipedia.org/wiki/Mortgage_law

    This document is an undertaking by the borrower that he/she has deposited the title documents with the bank with his own wish and will, in order to secure the financing obtained from the bank. [ citation needed ] Certain transactions are recognized therefore as mortgages by equity, which are not so recognized by common law.

  5. No-doc mortgage: What is it and can you still get one? - AOL

    www.aol.com/finance/no-doc-mortgage-still-one...

    FHA loan: Since these loans are backed by the government and carry less risk for the lender, you might have an easier time getting approved. This option only requires a 3.5 percent down payment ...

  6. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    It is also possible to subcategorize on whether the loan is a secured loan or an unsecured loan, and whether the rate of interest is fixed or floating. Promise to Repay Forms of loan agreements vary tremendously from industry to industry, country to country, but characteristically a professionally drafted commercial loan agreement will ...

  7. Are government loans easier to get? - AOL

    www.aol.com/finance/government-loans-easier...

    Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

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