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[2] [6] Additionally, government agencies and international organizations have designed free standardized financial literacy curricula and implementation programs for diverse target groups. [3] [5] Among these, some financial literacy curricula are well-recognized and widely used by individuals, educators, and schools, as detailed below: [3] [2]
Operation HOPE, Inc., is an American non-profit organization providing financial literacy empowerment and economic education to youth and adults. The mission of this organization is providing everybody with enterprise work and the programs carried out by Operation HOPE, Inc. Andrew Young is the global spokesman of the organization and John Hope Bryant is the chairman.
Financial literacy is the possession of skills, knowledge, and behaviors that allow an individual to make informed decisions regarding money. Financial literacy, financial education and financial knowledge are used interchangeably. [1] Financially unsophisticated individuals cannot plan financially because of their poor financial knowledge.
These programs typically come with strict income caps and employment requirements, and participants usually need to complete free financial literacy training, as well.
Ranzetta is a co-founder of Next Gen Personal Finance, a nonprofit that provides free financial literacy curriculum and training to 100,000 educators nationwide.
According to NGPF’s 2022 State of Financial Education Report, roughly 23 percent of high school students in the U.S. had access to guaranteed financial literacy education in 2022 — up from 16 ...
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