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  2. Structured settlement factoring transaction - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement...

    The rate is the annual rate of return that the IRS assumes the gift assets will earn during the gift term. The IRS discount rate is published monthly. [9] In Henderson Receivables Origination, [6] the court calculated the discounted present value of the $63,364.94 to be transferred as $50,933.18 based on the applicable federal rate of 6.00%. [8]

  3. What’s a Defined Benefit Plan? Pros, Cons and How It ... - AOL

    www.aol.com/defined-benefit-plan-pros-cons...

    A defined benefit plan guarantees retirement benefits for an employee. Some of the features include: Some of the features include: Employer sponsored: The employer funds and manages the plan.

  4. Public employee pension plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Public_employee_pension...

    Federal Employees Retirement System - covers approximately 2.44 million full-time civilian employees (as of Dec 2005). [2]Retired pay for U.S. Armed Forces retirees is, strictly speaking, not a pension but instead is a form of retainer pay. U.S. military retirees do not vest into a retirement system while they are on active duty; eligibility for non-disability retired pay is solely based upon ...

  5. Original issue discount - Wikipedia

    en.wikipedia.org/wiki/Original_issue_discount

    In the United States, whether interest is adequate is determined with reference to the applicable federal rate (AFR). Under the Internal Revenue Code, original issue discounts on debt instruments are taxed each year, even though the debt may not be repaid until a later date. The tax system will impute an interest rate on the loan.

  6. Compensation and benefits - Wikipedia

    en.wikipedia.org/wiki/Compensation_and_benefits

    While tournament theory focuses on short-term performance improvements, the long-term effect on employee motivation and organizational commitment may need further consideration. Understanding cognitive dissonance effects can inform the design of more effective tournament structures that balance extrinsic incentives with intrinsic and prosocial ...

  7. How Fed rate cuts affect your finances: 5 key impacts on your ...

    www.aol.com/finance/what-does-fed-rate-cut-mean...

    For instance, the prime rate rose dropped from a historical high of 8.50% in July 2023 to 7.50% in December 2024 as the Fed cut its federal funds rate a full point in 2024. How soon do credit card ...