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2. How much should you keep in a CD? Balancing safety and ... - AOL

   www.aol.com/finance/how-much-in-certificate-of...

   It’s easy to calculate how much you’ll earn with a CD because you lock in ... past 20 years with dividends reinvested. The average national CD account rate is 1.83% for a one-year term ...

3. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   That’s because CD rates closely follow the federal funds rate, which is currently elevated due to the Federal Reserve's aggressive interest rate hikes and holds over the past year The Fed raised ...

4. What to do when your CD matures: Taking advantage of your ...

   www.aol.com/finance/what-to-do-when-cd-matures...

   Reinvest it into another CD with a term and interest rate that better fits your goals. Let the bank automatically renew it into a new CD term at the current interest rate. Let’s say you have ...

5. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

6. How To Calculate Your CD Account’s Value - AOL

   www.aol.com/finance/calculate-cd-account-value...

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7. Rate of return - Wikipedia

   en.wikipedia.org/wiki/Rate_of_return

   An annual rate of return is a return over a period of one year, such as January 1 through December 31, or June 3, 2006, through June 2, 2007, whereas an annualized rate of return is a rate of return per year, measured over a period either longer or shorter than one year, such as a month, or two years, annualized for comparison with a one-year ...