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  2. How does a personal loan affect your credit score? - AOL

    www.aol.com/finance/does-personal-loan-affect...

    Credit mix — or the diversity of your accounts — is 10 percent of your FICO score. If you have two credit cards, for example, a personal loan would expand your credit mix and could help ...

  3. When to use a personal loan to pay off credit card debt - AOL

    www.aol.com/finance/personal-loan-pay-off-credit...

    Qualifying for the best personal loan interest rates and terms typically requires a FICO score of 800 or higher. But you may get competitive (that is, close to average) rates with a score of 670 ...

  4. Should I use a personal loan to pay off credit card debt? - AOL

    www.aol.com/finance/personal-loan-pay-off-credit...

    Apply for a personal loan: Compare personal loan services, look into eligibility requirements and apply for the loan that seems like the best option for someone with your debt and credit score.

  5. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Myth: Personal loans always hurt your credit. When used responsibly, personal loans can help improve your credit score over the long term. As with any form of credit, the key is to repay the loan ...

  6. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loans require a higher fixed monthly payment and must be paid off by the end of the loan term. If you consolidate credit card debt into a personal loan, you’ll have to adjust to the ...

  7. How to improve your credit score with a personal loan - AOL

    www.aol.com/finance/improve-credit-score...

    Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

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