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Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.
A credit score is basically a number that gives a lender an indication of the likelihood you'll pay back your debt. Lending institutions use credit scores to determine if extending a loan to a ...
Your credit score is just a few clicks away. Home & Garden. Lighter Side
Once you understand how credit inquiries affect your credit score, you can make smart decisions about when to apply for new credit. Checking your credit score does not lower it, so feel free to ...
Once you get access to a credit card, you can boost your score by keeping your credit utilization, or the amount of credit you’re using compared to your available credit, in check. For the most ...
Hard credit inquiries happen when banks, credit card companies and other lenders check your credit to determine whether to extend you credit. A hard pull hurts your credit score, but fortunately ...
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