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  2. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Online loans are predicted to account for 60% of payday loans by 2016. In 2011, $774 million of consumer spending was lost to repaying payday loans and $169 million was lost to 56,230 bankruptcies related to payday loans. Additionally, 14,000 jobs were lost. By 2013, twelve million people were taking out a payday loan each year.

  3. What is an unsecured loan? - AOL

    www.aol.com/finance/unsecured-loan-204331407.html

    Unsecured loans are available as revolving debt — a credit card — or an installment loan, like a personal or student loan. Installment loans require you to pay back the total balance in fixed ...

  4. How much can I borrow with a personal loan if I have ... - AOL

    www.aol.com/finance/much-borrow-personal-loan...

    Upstart, for example, offers unsecured loans up to $50,000 and doesn’t have a credit score requirement. It does have a minimum income requirement of $12,000 though, so that will be considered ...

  5. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    In fact, many personal loans are unsecured. This means that lenders base approval on your credit score — not an asset. Secured loans, such as car loans or mortgages, are backed by collateral.

  6. Alternatives to unsecured business loans - AOL

    www.aol.com/finance/alternatives-unsecured...

    Depending on the loan, businesses can access up to $5.5. million for various uses, including working capital, real estate, inventory and equipment. Secured lines of credit

  7. How to get a business loan from a bank - AOL

    www.aol.com/finance/business-loan-bank-192210975...

    Loan type. Typical amount. Purpose. How it works. Term loan. $1,000 to $1 million. Highly versatile; can be used for equipment, real estate, working capital and more

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