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  2. Can I cancel a credit card application? - AOL

    www.aol.com/finance/cancel-credit-card...

    Key takeaways. You can cancel a credit card application by calling or emailing the credit card company's customer service department — but you've limited time to act.

  3. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    When you close a credit card account, you reduce your total available credit. This may increase your credit utilization ratio, which can decrease your credit score. Here’s an example:

  4. How to cancel credit cards for someone who is deceased - AOL

    www.aol.com/finance/cancel-credit-cards-someone...

    Most of the time, a credit card issuer will not transfer account ownership to an authorized user, but the issuer may be able to help the user open a new card with similar rates.

  5. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  6. Debt relief - Wikipedia

    en.wikipedia.org/wiki/Debt_relief

    Debt relief or debt cancellation is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations.. From antiquity through the 19th century, it refers to domestic debts, in particular agricultural debts and freeing of debt slaves.

  7. Virgin Money UK - Wikipedia

    en.wikipedia.org/wiki/Virgin_Money_UK

    The credit card book was integrated into Virgin Money's operations in 2014, and was expected to create 150 jobs at the Gosforth offices. The former Vice Chairman of MBNA Corporation, Lance Weaver, became Virgin Money's President of Virgin Money Cards. [33] A further £363 million credit card asset portfolio was purchased from MBNA in 2014. [34]

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