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2. Gov. Newsom seeks faster review of insurance rate hikes ... - AOL

   www.aol.com/news/gov-newsom-seeks-faster-review...

   Gov. Gavin Newsom is proposing a bill that would require the state Department of Insurance to review rate-hike requests from home insurers within 60 days as companies pull back from the market due ...

3. Affordable Care Act Health Insurance Rate Review Program

   en.wikipedia.org/wiki/Affordable_Care_Act_Health...

   The Affordable Care Act (ACA) established the health insurance rate review program in order to protect consumers from unreasonable rate increases. [1] Through this program, proposed premium increases in the small group and individual markets that are above a threshold amount (ten percent or more, as of February 2014) are reviewed by states or the federal government to determine whether the ...

4. Rate making - Wikipedia

   en.wikipedia.org/wiki/Rate_making

   Rate making, or insurance pricing, is the determination of rates charged by insurance companies. The benefit of rate making is to ensure insurance companies are ...

5. SR-22 (insurance) - Wikipedia

   en.wikipedia.org/wiki/SR-22_(insurance)

   In the United States, an SR-22 (sometimes referred to as a certificate of insurance [a] or a financial responsibility filing) [1] [2] is a vehicle liability insurance document required by most state departments of motor vehicles (DMV) offices [b] for "high-risk" insurance policies. [3]

6. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   A commonly required liability insurance is $25,000/$50,000/$25,000. Here's how it breaks down: $25,000/$50,000 for personal injury (PI) liability.

7. Community rating - Wikipedia

   en.wikipedia.org/wiki/Community_rating

   Community rating, as a basis for premium calculation, is fundamentally different from the usual method of determining insurance premiums, i.e. risk rating. In a risk rated insurance market, an insurer calculates the premium payable by a potential policy holder in order to enter into an insurance contract on the basis of various factors particular to that individual, such as the risk of a claim ...