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2. Return of premium life insurance - AOL

   www.aol.com/finance/return-premium-life...

   Passing away during the term: If you were to pass away within the coverage period, your beneficiaries would receive the policy’s death benefit, just as they would with a standard term policy. In ...

3. Term life insurance - AOL

   www.aol.com/finance/term-life-insurance...

   Return of premium term life insurance: Includes a feature where, if you outlive the term of the policy, you get back the premiums you paid. This is achieved through a return of premium (ROP) rider.

4. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Yearly renewable term policies. Decreasing term policies. Return of premium policies ... that might make it difficult to get other types of life insurance coverage. Death benefits for guaranteed ...

5. Return of premium life insurance - Wikipedia

   en.wikipedia.org/wiki/Return_of_premium_life...

   Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. [1] For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the surviving policyholder at the end of ...

6. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

7. Internal Revenue Code section 79 - Wikipedia

   en.wikipedia.org/wiki/Internal_Revenue_Code...

   Death benefits can be determined by a number of different methods at the discretion of the employee: from a minimum coverage of group term insurance to a permanent benefit up to a pre-determined multiple of the employee's reported W-2 income.