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A pawnshop business in Munich, Germany in 2014 Helsingin Pantti's pawnbroker in Helsinki, Finland in 2023 A London shop displays the traditional pawnbroker's sign. A pawnbroker is an individual or business (pawnshop or pawn shop) that offers secured loans to people, with items of personal property used as collateral.
The National Pawnbrokers Association (NPA) is a USA-based trade association headquartered in Southlake, Texas. The NPA was founded in 1987 [1] to help the growing number of pawnbrokers in the United States. Today, there are more than 1500 members in the National Pawnbrokers Association. [2] [3]
Pawnbrokers could only charge interest of 1% per month for six months, with further rules dictating the sale at auction of unredeemed pledges. Very few pawnbrokers existed in Switzerland, where it was more common for people to sell items to second-hand dealers in the hope of subsequently buying them back.
The Pawnbrokers Act 2015 is a statute of the Parliament of Singapore that relates to pawnbrokers. The 2015 Act repeals and re-enacts the Pawnbrokers Act (Chapter 222 of the 1994 Revised Edition) and also makes consequential amendments to certain other written laws.
Shopping is an activity in which a customer browses the available goods or services presented by one or more retailers with the potential intent to purchase a suitable selection of them. A typology of shopper types has been developed by scholars which identifies one group of shoppers as recreational shoppers, [ 1 ] that is, those who enjoy ...
This service of loans-on-tax-refunds was advertised in the local area between 1985 and 1987. The refund advance loans became a success from the start and a sensation in the area in 1986 and 1987 and was the first and only firm in the United States that was offering that service according to the IRS. [citation needed]
In 2014, there were 200 pawnbrokers in Hong Kong, with the number increasing over the next several years. [ 1 ] [ 2 ] Pawn shops are some of the oldest businesses in Hong Kong . [ 1 ] [ 3 ] [ 4 ] The pawn shops themselves have several prominent features, including a screen to block the view of passersby, as well as a high counter.
Movers are typically entitled to a mover's lien under UCC § 7-307/308 to withhold a customer's goods to secure payment. This is a possessory lien and is the nonconsensual type of lien (because it exists automatically under a statute instead of being affirmatively agreed upon).