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  2. Can a business charge for using a credit card? - AOL

    www.aol.com/finance/business-charge-using-credit...

    The reason most sellers charge fees boils down to how credit card transactions work. Whenever a merchant accepts a credit card payment, the credit card network that processes the payment will ...

  3. Can a business charge for using a credit card? - AOL

    www.aol.com/finance/business-charge-using-credit...

    Credit card surcharges can’t exceed the cost of accepting the card or 4 percent, whichever is the lower amount, even if it costs the business more than that amount to process your credit card ...

  4. Surcharge (payment systems) - Wikipedia

    en.wikipedia.org/wiki/Surcharge_(payment_systems)

    A payment surcharge, also known as checkout fee, is an extra fee charged by a merchant when receiving a payment by cheque, credit card, charge card, debit card or an e-money account, [1] but not cash, which at least covers the cost to the merchant of accepting that means of payment, such as the merchant service fee imposed by a credit card company. [2]

  5. Interchange fee - Wikipedia

    en.wikipedia.org/wiki/Interchange_fee

    Interchange fees have a complex pricing structure, which is based on the card brand, regions or jurisdictions, the type of credit or debit card, the type and size of the accepting merchant, and the type of transaction (e.g. online, in-store, phone order, whether the card is present for the transaction, etc.).

  6. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    A special kind of credit card is used like a rewards card or a business card A mid-qualified rate is higher than a qualified rate. Some of the transactions that are usually grouped into the mid-qualified tier can cost the provider more in interchange costs, so the merchant account providers do make a markup on these rates.

  7. How long can a credit card charge be pending? - AOL

    www.aol.com/finance/long-credit-card-charge...

    So while using a credit card to book your hotel stay can offer many benefits with the right card, keep in mind you’ll be dealing with a pending charge that could get delayed if there are any issues.

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