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  2. Revolving credit - Wikipedia

    en.wikipedia.org/wiki/Revolving_credit

    Credit cards are an example of revolving credit used by consumers. Corporate revolving credit facilities are typically used to provide liquidity for a company's day-to-day operations. They were first introduced by the Strawbridge and Clothier Department Store. [1] It is an arrangement which allows for the loan amount to be withdrawn, repaid ...

  3. Cleanup clause - Wikipedia

    en.wikipedia.org/wiki/Cleanup_clause

    A cleanup clause is a contractual provision in a loan agreement which provides that all loans must be repaid within a specified period, after which no further loans will be made available to the debtor for a specified "cleanup" period. It may also refer to revolving line of credit.

  4. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    Loan agreements are documented via their commitment letters, agreements that reflect the understandings reached between the involved parties, a promissory note, and a collateral agreement (such as a mortgage or a personal guarantee). Loan agreements offered by regulated banks are different from those that are offered by finance companies in ...

  5. What can you use a business line of credit for? - AOL

    www.aol.com/finance/business-line-credit...

    Cons. Fees. Higher rates. May have short repayment terms. Potential risk to credit. How to use a business line of credit. A business line of credit is a flexible funding source that you can return ...

  6. Credit agreements in South Africa - Wikipedia

    en.wikipedia.org/wiki/Credit_agreements_in_South...

    Credit provider - A credit provider is the party who supplies goods or services (in terms of an instalment sale agreement, for example), or who pays money (in terms, for example, of a secured or unsecured money loan, overdraft facility, pawn transaction or mortgage loan). The credit provider is often also referred to as “the creditor,” in ...

  7. Syndicated loan - Wikipedia

    en.wikipedia.org/wiki/Syndicated_loan

    A revolving credit line allows borrowers to draw down, repay and reborrow as often as necessary. The facility acts much like a corporate credit card, except that borrowers are charged an annual commitment fee on unused amounts, which drives up the overall cost of borrowing (the facility fee).

  8. File:The Consumer Credit (Agreements) Regulations 2010 (UKSI ...

    en.wikipedia.org/wiki/File:The_Consumer_Credit...

    The Consumer Credit (Agreements) Regulations 2010 Description English: These Regulations implement article 10 of Directive 2008-48-EC of the European Parliament and of the Council on credit agreements for consumers (OJ No. L133, 22.5.2008, p.66) (“the Directive”) and impose requirements about what information has to be included in a ...

  9. Revolving Loan Fund - Wikipedia

    en.wikipedia.org/wiki/Revolving_Loan_Fund

    A Revolving Loan Fund (RLF) is a source of money from which loans are made for multiple small business development projects. Revolving loan funds share many characteristics with microcredit, micro-enterprise, and village banking, namely providing loans to persons or groups of people that do not qualify for traditional financial services or are otherwise viewed as being high risk. [1]