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Dave Ramsey has shared financial advice for many years, and a tidbit that he shared a few years ago continues to age well. In an old YouTube video, Ramsey states that 401(k) plans are better than ...
These mutual funds have the most assets under management in 401(k) workplace retirement plans.
Mutual funds offer a lot of advantages to investors, particularly for retail investors who may have limited time, a low appetite for risk and only a passing knowledge of how the stock market works.
Currently two types of plan, the Roth IRA and the Roth 401(k), offer tax advantages that are essentially reversed from most retirement plans. Contributions to Roth IRAs and Roth 401(k)s must be made with money that has been taxed as income. After meeting the various restrictions, withdrawals from the account are received by the taxpayer tax-free.
If you're like many Americans, retirement is arguably the biggest expense you're saving for. To that end, there's a good chance that your biggest pool of assets is your 401k account at work ...
These mutual funds have the most assets under management in 401(k) workplace retirement plans.