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Most HO-3 policies cover personal property on an actual cash value basis, meaning you might be left with out-of-pocket costs if basement flooding damages your belongings.
In monolithic architecture, large parts of the building are made of concrete; in insulating concrete form construction, the concrete walls may be hidden with an exterior finish or siding. Inside the structure, a single Lally column, steel basement jack, wooden column or support post may hold up the floor above in a small basement. A series of ...
A reinforced concrete column is a structural member designed to carry compressive loads, composed of concrete with an embedded steel frame to provide reinforcement. For design purposes, the columns are separated into two categories: short columns and slender columns.
Wall studs are framing components in timber or steel-framed walls, that run between the top and bottom plates.It is a fundamental element in frame building. The majority non-masonry buildings rely on wall studs, with wood being the most common and least-expensive material used for studs.
A steel column is extended by welding or bolting splice plates on the flanges and webs or walls of the columns to provide a few inches or feet of load transfer from the upper to the lower column section. A timber column is usually extended by the use of a steel tube or wrapped-around sheet-metal plate bolted onto the two connecting timber sections.
A Lally column is a round or square thin-walled structural steel column filled with concrete, [1] and oriented vertically to provide support to beams or timbers stretching over long spans. Lally columns are an engineered component and as such must be installed exactly as the design engineer specified.