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In these circumstances, a transfer of equity usually involves a conveyancing practitioner to deal with the formalities. Lenders' requirements are generally set out in the CML Lenders' Handbook. [ 2 ]
In law, conveyancing is the transfer of legal title of real property from one person to another, or the granting of an encumbrance such as a mortgage or a lien. [1] A typical conveyancing transaction has two major phases: the exchange of contracts (when equitable interests are created) and completion (also called settlement, when legal title passes and equitable rights merge with the legal title).
The agent used for conveyancing varies based on the jurisdiction. In the English-speaking world this means either a general legal practitioner, i.e., an attorney or solicitor, or in jurisdictions influenced by English law, including South Africa, a (licensed) conveyancer. In the United States, real estate agents are the most common.
Ramirez said homeowners dropped by these and other carriers were shocked by the prices of the FAIR plan or non-admitted carriers, which can cost between $20,000 and $30,000 a year in fire zones.
John Henderson Sinclair (5 November 1935 – 8 November 2009) was emeritus professor of conveyancing at the University of Strathclyde and the first director of the Glasgow Graduate School of Law in Glasgow, Scotland. [1] [2]
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