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2. Endowment mortgage - Wikipedia

   en.wikipedia.org/wiki/Endowment_mortgage

   An endowment mortgage is a mortgage loan arranged on an interest-only basis where the capital is intended to be repaid by one or more (usually Low-Cost) endowment policies. The phrase "endowment mortgage" is used mainly in the United Kingdom by lenders and consumers to refer to this arrangement and is not a legal term.

3. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   First-time buyer loans typically have more flexible requirements, such as a lower down payment and credit score. ... Freddie Mac’s Home Possible mortgage program is the counterpart to the ...

4. First-Time Homebuyer’s Guide to Mortgage Loans, Programs and ...

   www.aol.com/finance/first-time-homebuyer-guide...

   First-time homebuyers have a number of mortgage loans and programs to choose from. Some are reserved for first-time buyers, while others simply have the lower credit, income and down payment ...

5. From grants to low-interest loans, this state-by-state guide ...

   www.aol.com/finance/grants-low-interest-loans...

   MakeMyMove breaks down everything to know about first-time home buyer incentives including how they work, who qualifies, and how to make the most of these opportunities.

6. FHA insured loan - Wikipedia

   en.wikipedia.org/wiki/FHA_insured_loan

   The basic FHA mortgage insurance program is Mortgage Insurance for One-to-Four-Family Homes (Section 203(b)). [24] FHA allows first time homebuyers to put down as little as 3.5% and receive up to 6% towards closing costs. However, some lenders won't allow a seller to contribute more than 3% toward allowable closing costs.

7. Mortgage Credit Certificate - Wikipedia

   en.wikipedia.org/wiki/Mortgage_Credit_Certificate

   The MCC program is designed to help first-time homebuyers offset a portion of their mortgage interest on a new mortgage as a way to help homebuyers qualify for a loan. Because it is a tax credit and not a tax deduction , mortgage lenders will often use the estimated amount of the credit on a monthly basis as additional income to help the ...