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2. Endowment mortgage - Wikipedia

   en.wikipedia.org/wiki/Endowment_mortgage

   An endowment mortgage is a mortgage loan arranged on an interest-only basis where the capital is intended to be repaid by one or more (usually Low-Cost) endowment policies. The phrase "endowment mortgage" is used mainly in the United Kingdom by lenders and consumers to refer to this arrangement and is not a legal term.

3. Types of first-time home buyer programs - AOL

   www.aol.com/grants-low-interest-loans-state...

   Varies from program to program, must be a first-time home buyer, veteran, or be purchasing a home in a targeted area to qualify for the first program. Buyer's credit score must be over 640 to ...

4. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Many first-time homebuyer programs offer a lower-cost first mortgage to help you buy the home, then a second mortgage to help you cover your down payment and closing costs. These second mortgages ...

5. Guide to first-time homebuyer grants - AOL

   www.aol.com/finance/first-time-homebuyer-grants...

   To qualify for a first-time homebuyer grant, mortgage or other assistance program, a first-time homebuyer is considered someone who has never owned a home before or who has not owned a home in the ...

6. Housing and Urban Development Act of 1968 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Urban...

   The Act's major programs included Section 235 guarantees for lenders to offer mortgages for low- and moderate-income families with $200 down and 20% of a household's salary, and 1% mortgage interest rates. These guarantees were insured by the Federal Housing Administration. The way Section 235 was designed, however, led to problems.

7. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.