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2. Penalties for driving without insurance in Florida - AOL

   www.aol.com/finance/penalties-driving-without...

   How much does car insurance cost in Florida? The average cost of car insurance in Florida is $3,594 per year for full coverage and $1,111 per year for minimum coverage.

3. Florida car insurance laws - AOL

   www.aol.com/finance/florida-car-insurance-laws...

   Uninsured or underinsured motorist coverage (UM): Uninsured motorist coverage pays for damage (up to the limit you carry) if someone hits you with no insurance or does not have enough insurance to ...

4. Uninsured motorist clause - Wikipedia

   en.wikipedia.org/wiki/Uninsured_motorist_clause

   An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

5. These states are increasing minimum coverage requirements in 2025

   www.aol.com/finance/states-increasing-minimum...

   Up until June 2024, drivers could choose to pay an uninsured motorist fee instead of buying a car insurance policy. But after July 1, 2024, Virginia drivers were no longer allowed to enroll in the ...

6. What is full-coverage car insurance? - AOL

   www.aol.com/finance/full-coverage-car-insurance...

   Uninsured/underinsured motorist coverage. Protects you if you're hit by a driver who either has no insurance or whose liability coverage limits are too low to pay for your damages.

7. Auto insurance risk selection - Wikipedia

   en.wikipedia.org/wiki/Auto_insurance_risk_selection

   Coverage: Types of losses covered, liability, uninsured or underinsured motorist, comprehensive, and collision; liability limits; and deductibles. The classifications, such as age, are further broken into actuarial classes, such as 21- to 24-year-olds, to develop a unique vehicle insurance cost based on the specific combination of attributes ...