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  2. Can you get no-credit-check business loans? - AOL

    www.aol.com/finance/no-credit-check-business...

    It's possible to find no-credit-check business loans, though it depends on the lender and loan type ... direct or online lenders may work with nearly any credit level. ... you’d want to use no ...

  3. Direct finance - Wikipedia

    en.wikipedia.org/wiki/Direct_finance

    Direct finance is a method of financing where borrowers borrow funds directly from the financial market without using a third party service, such as a financial intermediary. This is different from indirect financing where a financial intermediary takes the money from the lender with an interest rate and lends it to a borrower with a higher ...

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

  5. Glossary of economics - Wikipedia

    en.wikipedia.org/wiki/Glossary_of_economics

    A subset of credit rating called credit reporting or credit score is a numeric evaluation of an individual's credit worthiness, which is conducted by a credit bureau or consumer credit reporting agency. credit union A financial institution that is usually local and owned by its members. creditor A person or a firm that lends money to a borrower.

  6. History of banking in the United States - Wikipedia

    en.wikipedia.org/wiki/History_of_banking_in_the...

    From Buildings and Loans to Bail-Outs: A History of the American Savings and Loan Industry, 1831–1995 (Cambridge University Press, 2004). Meltzer, Allan H. A History of the Federal Reserve (2 vol. U of Chicago Press, 2010). Murphy, Sharon Ann. Other People's Money: How Banking Worked in the Early American Republic (2017) online review

  7. Federal student loan consolidation - Wikipedia

    en.wikipedia.org/wiki/Federal_student_loan...

    Consolidation loans have longer terms than other loans. Debtors can choose terms of 10–30 years. Although the monthly repayments are lower, the total amount paid over the term of the loan is higher than would be paid with other loans.

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